Most of the housing stock in this part of the service area went up between 1961 and 2010, with a lot of it clustered in the 1980s and 90s and a median build year around 1981. That means a large share of the garage doors out here are running original or first-replacement hardware that's now several decades old - cables included. Cable doesn't fail from one bad day; it fails from thousands of lift cycles wearing through galvanized strand one thread at a time, and a house built in 1981 has had a lot of cycles.
The climate here is mild temperate, without the hard freeze-thaw swings that crack cable coating faster in colder regions. That's actually a point in your favor - it's not weather doing the damage, it's straight mechanical fatigue. So when a cable frays here, it's almost always age and use, not corrosion from road salt or ice. That's useful to know because it means the fix is about hardware age, not about protecting against a storm that's coming - there isn't one to plan around.